New Lower Loan Rates

LECU is offering NEW LOWER loan rates for the New Year on auto loans! Call or stop by for details!!

Update Contact Information

We value your membership very much and would like to be able to contact you about new products and services that we will be offering in the future. Please remember to keep us informed of any changes in your status such as address, phone, employment, etc…. Check out our downloadable status change form to make this process more convenient for you.

Annual Meeting

The Credit Union’s annual meeting is scheduled for Thursday, March 18, 2010 at JERA Building at 7:00 p.m. This year 3 terms are expiring. The election to fill the 3 seats will be held at annual meeting. If you wish to have your name on the printed ballot for election to The Board of Directors, you may sign a request form with Brandy Stone or Coretta Beasley at plant site. Judy Milligan and Brandy Vann will have the request forms at Hwy 70 office. Request forms may be signed beginning January 18, 2010 until February 12, 2010. Mark your calendars and make plans to attend the annual meeting. We look forward to seeing you there.

Christmas Drawing Winner

The winners for our member appreciation Christmas drawing winner at plant office was Eddie Bozman and winner at hwy 70 office was Jack Hickerson. Congratulations to both.

Scholarship Winner

Congratulations to
Zachary Lee Forster!

Congratulations to Zachary Lee Forster, the winner of Lakeside Employees Credit Union's Excellence Scholarship Award. Zachary is a recent graduate from McEwen High School in McEwen, TN. He plans to attend U.T. Martin in the fall. He is the son of Stephen and Sharon Forster, of McEwen, the grandson of Lee Forster, of McEwen and Mr. and Mrs. Robert Crowell, of New Johnsonville, TN.

Lakeside's Scholarship Program is available to every senior in Humphrey's County and also seniors who are credit union members.

We would like to invite everyone who lives, works, worships, or goes to school in Humphrey's County to become a member and enjoy the benefits of a credit union.
Pictured with Zachary is Steven Poyner, loan officer for Lakeside.

Check Out Our New ATM

Come by and check out our new ATM! Located outside Murphy Oil at Waverly Wal-Mart. You can use your Lakeside Debit Card at our new ATM with no fee. Don’t have a Debit Card to use in new ATM? Come by your credit union and sign up for yours today. It gives you a chance to get money when you may need it the most, after hours, so get yours now.

NEW...Second Drive Thru

Second drive thru at Hwy 70 location. Come by and give it a try.

Gift Cards and Travel Cards

Gift Cards cost $3.00 and can put any amount from $10.00 to $500.00. See CU for details.

Travel Cards cost $5.00. Minimum load $100.00 - Maximum load $5,000.00. Cards can be reloaded up to 4 times by logging on to www.cumoney.com. See CU for details.

What exactly are Prepaid Debit Cards? Prepaid Debit Cards carry the VISA logo on the front of the card and cardholders can add value to the card at anytime. In addition to the 20 million VISA locations worldwide where the cards are accepted, the reloadable cards also work at ATM’s and merchants anywhere your members see the Plus or Interlink(pinned based pos) networks.

YES!!! Your Money is Safe, Secure, and Insured at Lakeside

Recent weeks have seen numerous media reports about the funding difficulties of various financial institutions resulting from the subprime mortgage crisis. In this environment, it’s no surprise that prudent consumers are cautious about their money. They’re posing legitimate questions about the protections in place to preserve their personal assets.

Lakeside is federally insured by NCUA, like FDIC, that is backed by the full faith and credit of the U.S. government. As the FDIC does for banks, the National Credit Union Share Insurance Fund (NCUSIF) insures savings at least up to $100,000 per account (with additional coverage of up to $250,000 for certain retirement accounts.) The NCUSIF is administered by the National Credit Union Association (NCUA), an agency of the federal government. The NCUA recently reported that the NCUSIF at mid-year remained strong, with an equity-to-insured deposits ratio estimated at 1.24% as of June 30 and projected to rise to 1.28% by year end. Credit unions as a whole are healthy, secure, and hold strong balance sheets and Lakeside is no exception. As a member here at Lakeside, you have a very strong credit union. Along with your help we can continue to grow and build our membership for the future.

YOUR MONEY, YOUR COMMUNITY, YOUR CREDIT UNION

Online Credit Card Account Access

Did you know that you can view your credit card account from this website!

Sign-up for eZcardInfo from our website today.

Protect your checks from fraud!

At Lakeside Employees Credit Union we take every precaution to protect your account and your checks from fraud. Your checks are printed on paper with embedded security features to protect them against alteration and counterfeiting, and precautions are taken in the handling and delivery of your checks.

You can make a difference. Take action to prevent criminals from getting their hands on your checks and to safeguard your check’s integrity:

DO

• Make the post office box your choice for outgoing mail, rather than your home mailbox.
• Treat your deposit slip as if it were a check. Remember, your account number is printed on deposit slips.
• Check your statements carefully against your check register. Duplicate checks may prove helpful by providing you with a record of every check you write.
• Avoid writing checks with pencil or erasable ink.
• Print, don’t sign, your name when writing your return address on envelopes. A signature on the envelope can be copied and forged.
• Report lost or stolen checks and lost or stolen debit cards immediately.

DON'T

• Don’t give your account number over the phone to anyone you don’t know.
• Don’t include your driver’s license number or Social Security number on your checks.
• Don’t write your credit card number on your check.
• Don’t leave large, blank spaces in the check box or the amount line. Start the written dollar amounts as far to the left as possible. Draw a line between the cents value and the right side of the dollar line.

2010 Christmas Club Account

Stash it, Save it, and Stock up for next year's holidays with a Christmas club account! Interest rate is 0.75%.

Customer Identification Program

Important Information About Opening A New Account
To help the government fight the funding of terrorism
and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you request to open an account, we will ask for your full name including middle name, your physical address, date of birth, social security number or tax identification number, or other information that will allow us to identify you. We will require a photo identification issued by a government agency, which would typically be your driver’s license.

Lakeside Credit Union may also obtain a credit report upon your request for additional products and services. Based on your credit rating, Lakeside Credit Union may not offer you all of the services and products available.