Notice of Your
Financial Privacy Rights

We, our, and us mean Lakeside Employees Credit Union.

This is our privacy notice for our members. When we use the words "you" and "your" we mean the following types of members:

All of our consumer members who have a continuing relationship with us, such as:

	Deposit account
	Loan account
	Credit card
	Self-directed Individual Retirement Account where we act as custodian or trustee

We will tell you the sources for nonpublic personal information we collect on our members. We will tell you what measures we take to secure that information.

We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. An affiliate is a company we own or control. A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following sources:

	Information we receive from you on applications or other forms
	Information about your transactions with us
	Information about your transactions with nonaffiliated third parties
	Information from a consumer reporting agency

THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES
Since we value our member relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.

NONPUBLIC PERSONAL INFORMATION AND FORMER MEMBERS
We do not disclose nonpublic personal information about former members, except as permitted by law.

AUTHORIZED SHARING - JOINT MARKETING
We may disclose the following information to other financial institutions with whom we have joint marketing agreements:

	Nonpublic personal information we receive from you on an application or other forms, such as
	Name
	Address

Federal law allows us to disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

TYPES OF BUSINESSES
Here are the types of businesses with whom we may disclose nonpublic personal information under this section:

	Financial service providers, such as
	Insurance companies

If you have questions concerning this notice, please do not hesitate to call us - we are here to serve you.

      Lakeside Employees Credit Union
      1008 Broadway Avenue
      New Johnsonville, TN 37134
      Phone: 931-535-3750
      Toll-free: 1-800-819-0792
      FAX: 931-535-3601

      or

      Lakeside Employees Credit Union
      Drawer 418
      Carl Hewitt Drive
      New Johnsonville, TN 37134
      Phone: 931-535-7269
      FAX: 931-535-7286

Web Security

ELECTRONIC PRIVACY AND SECURITY
Lakeside Employees Credit Union has security measures in place to protect the loss, misuse and alteration of the information within our Web site. Visitors to our Web site will remain anonymous unless you choose to provide personal information by submitting forms or applications contained within this site. The personal information you provide will be used discretely and solely for the use of the Lakeside Employees Credit Union to better serve its members.

Because this site does not currently use encryption, information is sent to us via e-mail may be vulnerable as is any other e-mail message traveling via the Internet. Due to this risk, we do not ask for highly-sensitive information such as credit card, account, or social security numbers. If you do not wish to provide information online, you may contact us at:

Plant Site:

931-535-7269
Fax: 931-535-7286

or

Hwy. 70 Branch:
931-535-3750
Fax: 931-535-3601

This site does not use cookies.

COLLECTING USER INFORMATION
Our Web server collects standard, non-identifying information about our Web site visitors such as the date, time, Web page visited, and IP address. We may also collect e-mail addresses of those who communicate with us via e-mail. This information is used to compile statistics and aggregate information on the usage of our Web site. We use this information to improve the content of our Web site, and to better serve our members through special marketing and service programs. This information will only be used internally by the Lakeside Employees Credit Union and we will not share this information with other organizations. We do not compile, buy, sell, rent or trade customer e-mail lists. We do not make the e-mail addresses of those who access our Web site available to others.